What Are Closing Costs in Dallas, Texas?

Typical DFW Closing Costs: 2026

Expect 3–5% of the purchase price, which includes:

• Title fees (Texas has fixed title policy rates)

• Appraisal

• Survey (if needed)

• Lender fees

• Escrows for taxes & insurance

Who Pays What in Texas?

• Sellers typically pay for the title policy (negotiable)

• Buyers cover appraisal + lender fees

• HOA communities often charge transfer fees

Dallas tip: Homes in HOAs (Frisco, Aubrey, Celina) often have higher upfront HOA costs than older neighborhoods in Dallas proper.