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Mortgage Insights

The Mortgage Nerd Group Blog

Expert tips, market insights, and everything you need to know about home financing. Stay informed and make smarter mortgage decisions.

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Market Update

July 12, 2026 Market Update

Mortgage rates dipped below last year—first-timers are buying at record ages, inventory tightens, yet affordability beats headlines. Real insights for buyers/sellers now. 📊

July 12, 20265 min read
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Rates shown are for illustration purposes only. Actual rates may vary based on credit score, loan amount, and other factors.

All loans subject to credit approval. Rates and fees subject to change. In accordance with Section 326 of the USA PATRIOT Act of 2001, Absolute Mortgage Lending, LLC NMLS #1910591 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.