What Credit Score Do I Need to Buy a House in Dallas?
- The Mortgage Nerd
- Nov 19
- 1 min read
Texas buyers often assume they need perfect credit — but thousands of homes close each year with moderate scores.
Dallas Averages
Average credit score of Dallas buyers: 676
FHA average: 647
Conventional average: 720+
Quick Wins That Matter in Texas
Because Texas has higher property taxes, lowering your payment through rate improvement matters even more here.
Small credit score jumps = big savings.