Is Now a Good Time to Buy a Home or Should I Wait?

The Right Timing Depends on You

People often reconsider buying when mortgage rates change. The truth is that the best time to buy depends more on your life than the market.

Buy Now If

• You want stability instead of rent increases

• You're tired of missing out on equity

• You’ve found a neighborhood you love

• Your payment fits comfortably

Wait If

• You have unstable income

• You’re planning a major life change

• You need time to save or improve credit

What the Market Shows

Historically, buyers who wait for the “perfect” moment often pay more later in home prices, even if rates fall.

You cannot time the market, but you can prepare wisely.