How Long Does It Take to Get Pre-Approved in Dallas?
- The Mortgage Nerd
- Nov 19
- 1 min read
Speed Expectations in DFW
Automated pre-approval: minutes
Full lender-reviewed pre-approval: same day to 24 hours
TBD underwrite (gold standard): 24–48 hours
Why Dallas Sellers Care
A verified pre-approval increases offer strength because:
Dallas County has high competition
Collin & Denton sellers prioritize certainty
Many buyers write offers within HOURS of a listing going live



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