How Long Does It Take to Get Pre-Approved?

Pre-Approval Doesn’t Have to Be Slow

Most buyers think pre-approval takes days. It can be fast, but the quality of the pre-approval matters.

Speed Options

• Instant/online pre-approval: minutes

• Full lender-reviewed pre-approval: a few hours to one business day

Why Faster Isn’t Always Better

Agents and sellers trust pre-approvals reviewed by actual underwriters.

A strong pre-approval verifies:

• Income

• Credit

• Assets

• Potential issues

This makes your offer more competitive and your closing smoother.