How Do I Compare Mortgage Lenders? (Dallas Edition)

Every lender can offer a rate — not every lender can close a deal in DFW timelines.

Why Dallas Requires a Strong Lender

• Sellers expect quick closings: 18–25 days

• Multiple-offer situations are common in Collin, Denton & Rockwall

• Local listing agents heavily prefer local lenders

• Pre-approval strength determines whether your offer gets accepted

What to Actually Compare

• Real rate vs. teaser rate

• Whether they can close in 21 days

• Whether they verify income upfront

• Whether they know Texas contract timelines

• Their reputation with Dallas agents

A Dallas lender isn’t just financing your home — they’re strengthening your offer.