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6 STEPS TO
HOME BUYING

Home Refinancing & Mortgages in Texas

CONVERSATION

The first step is crucial and sets the stage for your home buying experience. You and your loan officer will discuss your short and long-term financial goals so we can customize a loan strategy fit for you and
your family.

Home Refinancing & Mortgages in Texas

APPLICATION

The goal of completing an application is to gather as much information possible so your loan officer can determine all the available loan programs available.

Home Refinancing & Mortgages in Texas

PREQUALIFICATION

At this stage, your loan officer will share how many homes you can afford, what your monthly payment will be, and how much money you will need.

Home Refinancing & Mortgages in Texas

DOCUMENTS

This is where we need your help! By submitting your income and asset documentation upfront allows us to fly through the underwriting process.

Home Refinancing & Mortgages in Texas

FOUND A HOME

Once you find a home and the seller accepts your offer we’ll order an appraisal and begin processing and underwrite your loan.

Home Refinancing & Mortgages in Texas

FINAL APPROVAL

The underwriter reviews the appraisal, and your income/asset documents to verify you meet all the conditions for final approval.

Home Refinancing & Mortgages in Texas

CLOSING DAY

Our in-house closing department works with the attorney to assemble the final paperwork. Everything we do leading up to this point ensures a smooth and exciting experience. We want you to enjoy this moment as you receive the keys to your new home!

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Home Refinancing & Mortgages in Texas

Contact

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Denise Donoghue, RMLO
NMLS#: 513250
NMLS Consumer Access
NMLS#: 2143
Benchmark Mortgage | Ark-La-Tex Financial Services LLC

5550 Granite Parkway Suite 200, Plano TX 75024

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All loans subject to credit approval. Rates and fees subject to change. In accordance with Section 326 of the USA PATRIOT Act of 2001, Ark-La-Tex Financial Services, LLC NMLS: 2143 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

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