6 STEPS TO

HOME BUYING

CONVERSATION

The first step is crucial and sets the stage for your home buying experience. You and your loan officer will discuss your short and long-term financial goals so we can customize a loan strategy fit for you and

your family.

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APPLICATION

The goal of completing an application is to gather as much information possible so your loan officer can determine all the available loan programs available.

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PREQUALIFICATION

At this stage, your loan officer will share how many homes you can afford, what your monthly payment will be, and how much money you will need.

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DOCUMENTS

This is where we need your help! By submitting your income and asset documentation upfront allows us to fly through the underwriting process.

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FOUND A HOME

Once you find a home and the seller accepts your offer we’ll order an appraisal and begin processing and underwrite your loan.

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FINAL APPROVAL

The underwriter reviews the appraisal, and your income/asset documents to verify you meet all the conditions for final approval.

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CLOSING DAY

Our in-house closing department works with the attorney to assemble the final paperwork. Everything we do leading up to this point ensures a smooth and exciting experience. We want you to enjoy this moment as you receive the keys to your new home!