Mortgage Process | The Mortgage Nerd | Texas
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Denise Donoghue, RMLO

NMLS#: 513250

NMLS Consumer Access

NMLS#: 1227971

Thrive Mortgage LLC, Formally known as Georgetown Mortgage

Contact

4697 Glen Heather, Frisco TX 75034

5601 Granite Parkway #550, Plano TX 75024

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6 STEPS TO

HOME BUYING

CONVERSATION

The first step is crucial and sets the stage for your home buying experience. You and your loan officer will discuss your short and long-term financial goals so we can customize a loan strategy fit for you and

your family.

APPLICATION

The goal of completing an application is to gather as much information possible so your loan officer can determine all the available loan programs available.

PREQUALIFICATION

At this stage, your loan officer will share how many homes you can afford, what your monthly payment will be, and how much money you will need.

DOCUMENTS

This is where we need your help! By submitting your income and asset documentation upfront allows us to fly through the underwriting process.

FOUND A HOME

Once you find a home and the seller accepts your offer we’ll order an appraisal and begin processing and underwrite your loan.

FINAL APPROVAL

The underwriter reviews the appraisal, and your income/asset documents to verify you meet all the conditions for final approval.

CLOSING DAY

Our in-house closing department works with the attorney to assemble the final paperwork. Everything we do leading up to this point ensures a smooth and exciting experience. We want you to enjoy this moment as you receive the keys to your new home!