Denise Donoghue

Denise Donoghue, known as "The Mortgage Nerd," is one of the country’s top 1% of mortgage advisors.   Her unique financial approach has to do in part of her upbringing and her finance background.  As a 13 year old, Denise worked to help provide money for the family to keep the bills paid.  Her entrepreneur spirit showed up as a 15-year-old selling items on Ebay.com which is how she attended Texas A&M, debt free.   

 

As a Texas A&M Business Economics graduate, she began her career in the financial banking industry in 2006 as a licensed financial advisor, Series 6 and 63. She was responsible for the development of customized financial plans in-line with clients’ short-term goals, as well as assisted in their long-term retirement planning. Through her financial consulting, she found that generally a person’s home is not only their largest asset but also their most expensive. This intrigued her and inspired her to learn the mortgage lending business – to ultimately help advise her clients how to align the right home loan to match their financial goals.  

 

“The number one most important thing to me is educating the client on all the home loan options and explaining the pros and cons of each.  If a client’s goal is to retire without a mortgage, I feel it is my responsibility to customize a plan today – that can help them obtain this goal.  Then, what most lenders don’t do, is I’ll manage this mortgage for them even after closing until the loan is paid off.  We look for ways to keep expenses down like with rate, insurance, taxes, you name it.  Helping a client learn how to manage their finances is a rippling affect that they can then teach their own kids how to do.   Now THAT – gives me goose bumps.”